Once you've decided on the type of property you want, establish how much money you need to buy it and how much you can afford.
In order to determine how much you can afford to spend on your next home, meet with a mortgage specialist at your bank or financial institution who will look at your current financial situation and work with you to come up with a mortgage pre-approval document. This outlines what they will lend you for the purchase. Once you have this document, you can confidently search for your next home knowing exactly what you can afford.
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